Tampa, FL Car Accident Lawyers

Tampa, FL car accident lawyers help injured people deal with insurance claims, medical bills, lost income, and fault disputes after a crash. At Mickey Keenan, P.A., our team helps crash victims understand what insurance covers, what deadlines matter, and how to protect the value of their claim.

Florida car accident claims can feel backward. Your own insurance may be involved first, even when another driver caused the crash. Then the other driver’s insurer may call, ask for a recorded statement, or offer money before the full injury picture is clear.

Mickey Keenan is a former insurance defense lawyer. He spent part of his career on the insurance side, so he knows how adjusters review claims and look for reasons to pay less. Today, he uses that insight to help injured people in Tampa and across Florida.

Call Mickey Keenan, P.A. at (813) 871-1300 for a free consultation.
No upfront fees. 24/7 live answering.

What Should You Do After a Tampa Car Accident?

After a Tampa car accident, you should get clear legal guidance before the insurance company shapes the claim. A crash can create several problems at once, including vehicle damage, medical bills, missed work, and calls from multiple insurers.

Our firm helps you sort out what matters. We review the crash details, insurance coverage, medical records, and any contact from adjusters. Then we explain the next step in plain English.

A car accident claim is not just about proving another driver was careless. It is also about protecting your rights under Florida insurance rules.

If an adjuster is already calling, call Mickey Keenan, P.A. first at (813) 871-1300.

Should You Give a Recorded Statement to the Insurance Company?

You should speak with a lawyer before giving a recorded statement to the other driver’s insurance company. A recorded statement can be used later to challenge your claim.

Adjusters may ask simple questions. They may ask how fast you were going, when pain started, or whether you saw the other car. Your answers may later be used to argue that the crash was minor, that your injuries are not related, or that you share blame.

Our Tampa FL car accident lawyers can explain what to expect before you respond.

What Evidence Helps a Tampa Car Accident Claim?

Evidence helps a Tampa car accident claim by showing how the crash happened and how it affected your life. Insurance companies look for proof, not just statements.

Helpful evidence may include crash reports, photos, video, witness names, vehicle damage records, medical bills, wage records, insurance letters, and notes about how the injury changed daily life.

You do not need every document before calling. Start with what you have, and our team can explain what else may matter.

How Does Florida No-Fault Insurance Work After a Crash?

Florida no-fault insurance means your own Personal Injury Protection coverage, often called PIP, may pay certain benefits after a crash no matter who caused it. PIP is usually one of the first insurance issues after a Florida car accident.

PIP does not cover every loss. It also does not stop you from having a claim against another driver when the facts and injuries support one. That is why many people feel confused after a Tampa crash. They may be dealing with their own insurer and the at-fault driver’s insurer at the same time.

Florida’s Personal Injury Protection statute explains PIP benefits and claim rules for motor vehicle accidents. 

Not sure which insurance should pay? Call Mickey Keenan, P.A. for a free case review.

What Is Florida’s 14-Day PIP Rule?

Florida’s 14-day PIP rule means certain medical benefits may depend on getting initial medical services and care within 14 days after a motor vehicle accident. This rule is part of Florida’s Personal Injury Protection law. 

This rule can affect available benefits. It is one reason legal and insurance guidance matters early after a crash.

Our firm can explain how PIP fits with the rest of your claim.

What Does No-Fault Mean in Florida?

No-fault means your own PIP coverage may apply first after a crash, even if another driver caused the accident. It does not mean no one is responsible.

That point matters. Some people think no-fault means they cannot bring a claim against the other driver. That is not always true. Serious crashes may involve claims beyond PIP, depending on injuries, fault, and available coverage.

Our team reviews those issues before the insurance company narrows the claim.

Why Choose Mickey Keenan, P.A. After a Tampa Car Accident?

You should choose Mickey Keenan, P.A., because the firm combines insurance-side experience, real case results, and direct attorney access. A car accident claim can become a fight over fault, coverage, medical records, and the value of your losses.

Mickey Keenan has more than 20 years of legal experience. He is a former insurance defense lawyer who now represents injured people. That background gives our firm a clear view of how adjusters think and how insurance companies defend claims.

One tactic worth knowing: after a rear-end collision with low vehicle damage, insurers often deploy what the industry calls the minor impact serious injury dispute.

The adjuster documents the repair estimate, notes the absence of significant frame damage, and argues the collision was not forceful enough to produce the injuries the claimant describes. It sounds reasonable. It is also an argument Mickey spent years building on behalf of carriers before switching sides.

On Tampa roads like Dale Mabry, I-275, and Kennedy Boulevard, that approach appears regularly. Our team recognizes it immediately. We know which medical evidence counters it, how defense-side physicians are used to challenge soft tissue injuries, and at what point an insurer’s position typically softens.

That is the practical difference between knowing how the other side argues and simply knowing that it argues.

The firm has recovered millions for injury victims, has 314 5-star Google reviews, and is a member of the Million Dollar Advocates Forum. Published results include a $4.9 million wrongful death auto accident settlement, a $760,000 auto collision settlement, a $750,000 auto accident settlement, and a $700,000 aggregate settlement for multiple auto collision victims.

Past results do not predict future outcomes. They show that the firm has handled serious crash claims with major financial stakes.

Your fight is our fight.

Talk with a Tampa car accident lawyer who knows the insurance side. Call (813) 871-1300.

You Work Directly With an Attorney

Yes, clients at Mickey Keenan, P.A. receive direct attorney access. The firm is built around personal attention, not high-volume case handling.

That matters after a car crash. You may have questions about PIP, vehicle repairs, medical bills, missed work, and settlement offers. Our team explains the process in clear language.

You should not have to chase your lawyer for answers.

Mickey Keenan, P.A., Handles Serious Car Accident Cases

Yes, Mickey Keenan, P.A., handles serious car accident cases, including high-value and wrongful death crash claims. The firm’s published results include several major auto accident recoveries.

Those results matter because serious crash cases often require more than basic claim handling. They may involve disputed fault, long-term losses, commercial coverage, uninsured motorist issues, or litigation.

Our team prepares cases with those risks in mind.

What Kind of Compensation is Available?

Ask us what losses may apply to your case. The consultation is free.

What Is a Contingency Fee?

A contingency fee means you pay no upfront attorney fees in a personal injury case. The law firm’s fee is based on the recovery if compensation is obtained.

This fee structure lets injured people get legal help without paying hourly lawyer bills during the case. Mickey Keenan, P.A. explains the fee agreement before representation begins.

If there is no recovery, there is no attorney fee.

Where Do Tampa Car Accidents Happen Most Often?

Tampa car accidents often happen on busy roads, highways, bridges, intersections, and neighborhood streets. Heavy traffic, visitors, construction, and commuter congestion can all raise the risk of crashes.

Our firm handles crashes involving I-275, I-4, the Selmon Expressway, Dale Mabry Highway, Kennedy Boulevard, Fowler Avenue, Hillsborough Avenue, Gandy Boulevard, downtown Tampa, Westshore, Ybor City, Hyde Park, Carrollwood, Brandon, Riverview, and nearby communities.

A crash location can matter. It may affect what evidence exists, which agencies responded, whether traffic cameras may be nearby, and how fault is reviewed.

If your crash happened in Tampa Bay, call Mickey Keenan, P.A. for help understanding your next step.

Our Tampa, FL Car Accident Lawyers Serve Tampa Bay

Our Tampa, FL car accident lawyers serve injured people and families across Tampa Bay and nearby Florida communities. Mickey Keenan, P.A., has offices in Tampa, Riverview, Largo, and The Villages/Oxford.

The Tampa office is located at 2011 W. Cleveland Street Tampa, FL 33606. The firm also serves clients in Riverview, Brandon, Temple Terrace, St. Petersburg, Clearwater, Largo, Wesley Chapel, Land O’ Lakes, The Villages, Oxford, Hillsborough County, Pinellas County, Pasco County, and Sumter County.

You can call from home, the hospital, or wherever you feel ready to talk. Start with what happened, and our team will help you understand what may come next.

Contact Mickey Keenan, P.A. today for a free car accident consultation.

FAQ for Tampa FL Car Accident Lawyers

How much does it cost to hire Tampa, FL, car accident lawyers?

It costs nothing up front to hire Mickey Keenan, P.A. for a personal injury case. The firm handles car accident claims on a contingency fee basis.

That means the attorney fee comes from the recovery if compensation is obtained.

Do I have to use my own insurance after a Florida car accident?

Your own Personal Injury Protection (PIP) coverage is often the first coverage issue after a Florida car accident. PIP may apply no matter who caused the crash.

You may still have a claim against the at-fault driver or other available insurance, depending on the facts.

What is the 14-day rule after a Florida car accident?

The 14-day rule means certain PIP benefits may depend on getting initial medical services and care within 14 days after the crash. This rule is part of Florida’s PIP law. (flsenate.gov)

This is one reason it helps to ask questions early.

Should I accept the insurance company’s first offer?

You should speak with a lawyer before accepting a first offer. Early offers may not include the full injury picture, future needs, or all available losses.

Once a release is signed, the claim may be over.

How long do I have to file a car accident lawsuit in Florida?

Many Florida negligence lawsuits must be filed within two years. Florida Statutes section 95.11 lists actions founded on negligence under the two-year limitations category. (flsenate.gov)

Some cases may have different deadlines. Ask early so you do not risk missing one.

Talk With Tampa, FL, Car Accident Lawyers Who Know the Insurance Side

A car accident claim can become an insurance fight before you feel ready for it. The adjuster may question your injuries, ask for a recorded statement, or push a fast settlement.

Mickey Keenan, P.A. knows how insurance companies defend these claims. Mickey’s former insurance defense background gives our firm a practical view of how the other side thinks.

Start with what happened. We will help you understand the next step. 

Your fight is our fight.

Call Mickey Keenan, P.A. at (813) 871-1300 for a free consultation.
Tampa Office: 2011 W. Cleveland Street Tampa, FL 33606

Our Tampa Office

2011 W. Cleveland Street Tampa, FL 33606

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