Frequently
asked questions

After a car accident, you might be in shock. Stay calm and take mental stock of your condition. For the strongest case, there are a few things to keep in mind:

• Call the police
• Take photos of the accident scene
• Talk to any witnesses and get their contact information
• Get insurance info from the other party involved in the accident
• Do not admit fault or apologize to anyone involved
• Set up a consultation with a personal injury attorney If you have been injured, the most important thing is to make sure that you get medical attention. If you were not taken to the ER, it is still important to seek medical care, even if you don’t feel any pain yet. In Florida, you have 14 days to seek medical care after an accident.

Many construction accidents can result in serious personal injury. We have the experience, knowledge, and resources to help if you have been hurt because of a negligent owner, contractor, or subcontractor.

Common construction accidents can include:

• A business that stayed open during construction, but did not ensure safety
• A construction site that did not adhere to safety protocols
• Trip-and-fall or slip-and-fall accidents
• Scaffolding accidents
• The construction site that was not properly marked and resulted in injury to a pedestrian
• Crane accidents

If you are injured at a construction site, it is important to work with a construction accident law firm in Tampa who has your best interests at heart. At Mickey Keenan P.A., we can help you get back on your feet.

Being bit or attacked by a dog can be a traumatic experience and can cause lasting injuries. Unless there was a “beware of dog” sign posted, you should be able to file a claim, even if the dog has never bitten anyone. After a dog attack/ bite, be sure to take photos of the dog if possible, the injuries sustained, and where the attack/bite occurred. Get documented medical treatment as soon as possible.

Dog bites and attacks can cause:

• Scarring
• Disfigurement
• Muscle damage
• Tissue damage

If you have experienced any of these injuries due to a dog bite, call Mickey Keenan P.A. for a legal consultation.

Many behaviors constitute driver negligence. The most common include:

• Texting and driving
• Talking on a cell phone
• Distracted driving
• Drunk driving
• Overestimating the time available to make a turn

Whether you were rear-ended by a distracted driver, hit by someone who ran a red light, or merged onto by a negligent driver on the highway, we have the resources to build a strong case in your favor.

We work with accident reconstruction experts and others who can clearly explain what happened in your crash and why the other driver is at fault. These experts can help us build the case to pursue getting you the settlement you deserve.

Compensation for personal injury comes in two forms:

• Settlement after negotiation of an insurance claim
• Court award after winning a lawsuit

The losses that you might have suffered are known as compensatory damages. There are two main categories of compensatory damages:

• Special damages
• General damages

We take legal action for a personal injury case to return you to the financial position that you were in before you got injured. This is intended to make you, the victim, “whole.”

Generally, most personal injury claims involved car accidents, slip and falls, and sometimes work injuries, dog attacks, defective products, and even medical malpractice.

Personal injury is the type of case that we focus on at Mickey Keenan P.A. Generally speaking, “personal injury” refers to any kind of accident that resulted from the negligence or wrongdoing of others that lead to bodily injury and associated suffering.

Here are some types of personal injury:

• Brain injury
• Vehicle accidents
• Wrongful death
• Malpractice
• Dog attacks
• Slip and falls
• Product liability
• Back injuries
• Burns
• Broken bones

Every state carries its own statute of limitations laws, but in Florida, the limitation period varies from two to four years depending on the type of personal injury case and type of personal injury.

Under Florida’s statutes of limitations, if you have been involved in a basic automobile accident, you have four years from the date of the accident to file a lawsuit in Florida’s civil court. If you do not file within this time frame, the court might say that you have waived your right to pursue a claim. It is important to act quickly in the case of personal injury, so it is wise to consult with a personal injury attorney as soon as possible.

While many states are considered at-fault states, Florida is a “no-fault” state, which means in the event of a car accident, both parties involved should contact their auto insurers to make claims regardless of who was at fault. To cover any personal injury damages, Florida drivers must carry Personal Injury Protection ( PIP) insurance in their insurance policy.

PIP covers:

• Medical bills and other treatment costs
• Prescription medications
• Vehicle damage
• Lost wages
• Pain and suffering damages
• How Long Will It Take to Settle My Personal Injury Claim?

Since every accident or personal injury claim is different, it is almost impossible to know how long your claim will take. Receiving a settlement can take anywhere from two weeks up to a couple of years.

In the event of an accident, it is always smart to contact an attorney as soon as possible so they can get to work on your case.

It can be challenging to pay for medical bills while you are waiting for a settlement.

In Florida, drivers are required to carry Personal Injury Protection (PIP) with their car insurance which provides payment for medical expenses after an accident regardless of who was at fault. You can file the claim under your policy up to the limits described in your policy.

If you have exhausted your PIP coverage, one of the first resources that you might be able to turn to in the event of an accident or injury is your health insurance. Most car insurance companies do not pay your medical bills directly, but will instead reimburse you and your insurance company for any expenses that you have paid due to the accident. After an accident, be sure to give the ER, doctor, or hospital your insurance information.

If you have exhausted all other options, you might be able to sign an authorization and assignment with your medical provider which essentially is a contract between the healthcare provider, you, and your attorney that states that you agree to pay for the medical expenses out of your settlement.

If you were injured in an accident at work, you are probably entitled to worker’s compensation benefits. Your employer is required by state law to provide worker’s compensation insurance for their employees.

To protect your legal rights, keep the following in mind if you are injured in a work-related accident:

• File an accident report. You should report any accident that you are involved with on the job, even if you don’t think you are hurt.
• Lawsuits are generally barred under worker’s compensation laws. (You can’t sue your employer over workplace injuries.) One major exception to this is asbestos exposure and associated illnesses from asbestos exposure.
• Your injury will not be covered if drugs or alcohol were involved. Some employers may require a drug test following a workplace accident.
• Consult a doctor as soon as possible after a workplace accident.
• Report injuries as soon as possible.
• Follow up to make sure that your worker’s comp claim was filed. (You are entitled to a copy of the claim that was filed, and you should keep this for your records.)
• Consult a worker’s compensation attorney to help you determine what benefits you might be entitled to receive.

While not all situations require an attorney, if you were injured in an accident, it is wise to consult with someone who is well versed in the legal system. The insurance companies that you will be working with throughout an accident claim will have a team of lawyers on their side, so it’s best to have one working for you too!

Here are some reasons you might want to consult with an attorney:

• Were you injured in an accident or acquired a serious illness?
• Are you unsure of who was at fault or if negligence was involved?
• Were multiple parties involved?
• Is the insurance company denying your claim?

Generally, a personal injury lawyer gets paid when you receive a settlement or win a personal injury case in court. For most personal injury cases, your personal injury lawyer will charge you a contingency fee. In a contingency fee arrangement, the fee is contingent on the outcome. It is only paid if the case is successful.

If the claim is unsuccessful you do not owe the personal injury attorney any fees.

If you are hit by an uninsured motorist, there are two options.

• If you have under-insured or uninsured motorist coverage included in your auto policy, your insurance will pay for any damages.
• If you don’t carry this coverage, you might be able to sue the driver, but if they don’t carry insurance, they might not have any assets to sue for.

Since Florida is a “no-fault” state your insurance will cover part of the damages even if the other driver didn’t carry coverage. Keep in mind that states like Florida that have “no-fault” laws will restrict lawsuits associated with uninsured motorists, so you can’t sue the other driver unless there were severe damages or medical bills.

The laws regarding accidents can be confusing, so it’s best to contact a knowledgeable attorney as soon as possible to weigh your options.

When you get into an Uber or Lyft, the last thing you want to deal with is an accident. Unfortunately, accidents do happen, and it is good to know what to do if an accident does occur in a rideshare vehicle. Here’s what you should do:

• Seek medical treatment regardless of the severity of your injuries. Call 911 if necessary.
• Call the police
• Take photos of the accident scene
• Collect insurance info from everyone involved and get statements from witnesses
• Inform the rideshare company. This is important! Go back to the app and report the accident
• Speak to an attorney

Once you sign, our intake team will assign your case to one of our experienced attorneys based on your situation. You’ll be introduced to your attorney and support team right away so you know exactly who’s handling your case.

Mickey oversees all cases at our firm, but you’ll have a dedicated attorney working directly with you day-to-day. Our entire legal team works closely together to make sure you’re fully supported.

Our firm has five experienced attorneys, each supported by a dedicated team. When you sign with us, you’ll be introduced to the team working on your case — so you always know who’s in your corner.

Absolutely! If there’s a specific attorney you’d like to work with or speak to, just let us know. All of our attorneys work closely together, but we always make accommodations for our clients. Your comfort and confidence matter to us, and we’ll do everything we can to make sure you feel supported.

We handle all types of personal injury cases — from car, truck, and motorcycle accidents to slip-and-falls and wrongful death claims. Our attorneys have over 80 years of combined experience fighting for clients across Florida. We’ve seen just about every situation and know how to navigate even the most complex cases to get the best results.

We work on a contingency basis, which means there are no upfront costs to you — ever. We take care of everything so you can focus on healing, and we’re only compensated when your case is successfully resolved. That way, our goals are completely aligned with yours: getting you the best possible outcome.

No, you don’t owe us anything if we don’t win. You’ll never have out-of-pocket costs for hiring us.

Every case is unique, and your health and recovery always come first. The value of your case depends on factors like your medical treatment, how the accident has affected your life, and what your doctors recommend going forward. Once your treatment is complete, your attorney will walk you through what to expect — and we’ll work hard to make sure you’re fully compensated for everything you’ve been through.

It depends on how quickly your case is resolved. Once everything is finalized, we process checks right away and contact you as soon as it’s ready.

It varies from case to case — some settle quickly, while others take longer if more treatment or negotiation is needed. Our goal is always to get you the best result, as quickly as possible.

It’s based on things like medical costs, lost wages, pain and suffering, and other damages caused by the accident.

You can usually recover medical expenses, lost income, property damage, and pain and suffering. Your attorney will help calculate everything once your treatment is underway.

PIP stands for Personal Injury Protection. It’s part of your auto insurance in Florida that covers your medical bills and lost wages after an accident, no matter who was at fault.

Once you talk with our intake team, they’ll review your insurance information and let you know exactly what coverage applies to your situation.

Fault can be complicated, but we’ll review all the details and evidence to help determine liability. Even if you were partially at fault, you may still be eligible for compensation.

Yes, unfortunately that happens often. Insurance companies may deny fault to avoid paying. That’s why it’s important to have an attorney gather evidence and protect your claim.

In most cases, your rates shouldn’t go up for an accident that wasn’t your fault. Your attorney can review your policy to help you understand your situation.

Yes — Florida follows a modified comparative fault system, meaning you may still recover damages as long as you weren’t mostly responsible for the crash.

Don’t worry — we can help connect you with providers who will treat you now and get paid later from your case.

Our team will review your information and contact you right away. Once you sign, you’ll officially be introduced to your case team — your intake specialist, case manager, and attorney — who will guide you through each step. They’ll answer your questions, help schedule your treatment, and keep you updated as your case moves forward.

Every case moves at its own pace, and while time is a factor, our focus is on your healing, not the clock. We want to make sure you finish treatment and feel better before discussing settlement, so you’re not left with unpaid medical bills or lingering pain. The goal is to get it right — not just get it done fast.

Not necessarily. Most cases settle before ever going to trial. Filing a lawsuit just keeps your legal rights protected while negotiations continue.

After signing, we’ll gather the details of your accident and start communicating with the insurance companies on your behalf. Your case manager will check in regularly while you focus on your treatment. Once your medical care is complete, your attorney will review your records, calculate your damages, and begin settlement negotiations. If the insurance company doesn’t offer what’s fair, we may file a lawsuit — but most cases resolve long before going to court.

Once you sign, our team will reach out quickly to welcome you and discuss the next steps. You’ll get regular updates throughout your case.

You’ll have direct access to your attorney from the start — as soon as you sign, they’re part of your team. Your attorney and case manager will stay in touch throughout your case and handle communication with the insurance companies for you. When it’s time for negotiations, your attorney will personally discuss all offers and next steps with you to make sure you’re comfortable with every decision.

The property damage portion of your case usually moves faster than the injury side. Our team will help make sure the insurance company gets your car handled as soon as possible.

First, make sure everyone is safe and call 911 to report the accident. If you’re hurt — even if it seems minor — get medical attention right away. Florida law gives you only 14 days to seek treatment for your injuries to qualify for PIP benefits. Take photos of the scene, exchange insurance information, and avoid speaking to the other driver’s insurance company before talking with an attorney. Once you’ve taken care of immediate safety, give us a call so we can protect your rights and guide you from the very start.

Photos, witness information, police reports, and medical records all help. Don’t worry if you don’t have everything — we can help gather what’s needed.

Insurance companies often pay less when you don’t have legal representation. Our job is to make sure you get full and fair compensation, not just what they offer up front.

A lot, actually. Our attorneys handle everything from gathering evidence and managing paperwork to negotiating directly with insurance companies who often try to minimize payouts. We know the process, the timelines, and the strategies insurers use — and we protect you from making mistakes that could cost you. With us, you’ll have a whole team fighting to maximize your recovery and make sure you’re treated fairly every step of the way.

We collect all your records, calculate your damages, and present your claim in full. If they don’t offer a fair settlement, we push back until they do.

Yes! While we focus on personal injury, we have trusted referral partners for other legal needs and can connect you with someone who specializes in your situation.

We believe what sets us apart isn’t just our experience — it’s our heart. At Mickey Keenan, P.A., we’re a boutique, Veteran-owned firm built on honesty, compassion, and determination. We treat every client like family, stay in close communication, and fight for your recovery as if it were our own. Our goal is simple: to make sure you feel cared for, informed, and confident from start to finish.

The sooner, the better. In Florida, strict deadlines apply — you typically have two years from the date of an accident to file a claim, but certain insurance and treatment deadlines are much shorter. Hiring an attorney right away helps protect your rights, preserve evidence, and ensure your medical care is covered from the beginning.