We all want to think and believe insurance companies are on our side after an accident. After all, we are paying them a lot of money each month to get the coverage and protection we need if an accident ever does occur, so why shouldn’t we think they would take care of us afterward?
It is important to remember though, that insurance companies are a business, and their main goal is to make a profit. Unfortunately, to make a profit, they may attempt to do whatever it takes to get out of paying a claim.
Simply put, the less the insurance company has to pay out for claims, the more money they make.
At Mickey Keenan, P.A., we understand how insurance companies work and we have heard it all from them. We want to prepare our clients for the three most common mistruths insurance companies may tell auto accident victims.
This tactic is called “lowballing.”
This is one of the most common methods insurance companies will use to make their clients believe them. They know auto accident victims are stressed, need financial support immediately, and want to move forward with the accident and insurance to take care of their health, their car, and their personal life.
Insurance companies use these circumstances to convince you that not only is the offer reasonable, but if you do not accept it now, you will not receive a better offer.
Remember while the offer may seem financially sound in the moment, ongoing health issues and concerns that arise later may put you in financial debt moving forward.
We don’t expect you to know what to do in that situation, which is why you should call an attorney first to help you file your claim. Our experienced team at Mickey Keenan P.A. will handle the insurance company while you focus on recovering.
Insurance companies will commonly downplay your injuries. They are trying to put doubt in your mind about the severity of your pain and make you feel invalidated. If they convince you enough that your injuries were not as severe as you think, they can end up paying you less.
Only you know your health and how you feel, so do not let the insurance company define the seriousness of your injuries and health conditions after an accident.
Learn More > Common Injuries After a Car Crash
It is very common for insurance companies to try to pawn off your current auto accident injuries for another previous incident or preexisting condition. If they can “prove” your injuries were not related to the accident they do not have to pay anything.
Insurance companies have a team of investigators whose only job is to look for other reasons for your injuries—anything but the auto accident that just occurred. This is why it is so important to have an auto accident attorney like Mickey Keenan, P.A., on your side to prove your injuries to the courts through proper documentation.
Insurance companies will do everything in their power to get out of paying. Sadly, we see it all the time – at one of the worst possible moments of your life.
Probably the biggest lie that insurance may tell is that you do not need an attorney for your injury case. Insurance companies don’t want you to have support in your claim, and they know that lawyers will fight for the victim’s rights and maximum compensation.
The best way to protect yourself is to call Mickey Keenan, P.A. at 813-871-1300 for a free consultation. We are on your side and know how to win big with insurance companies for your benefit.